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30/07/2014 15:11:10
How to build credit and get top scoers at the same time (with time):Use your credit card for small things you need like food or gas.Pay in full each month.52% of Americans use cards this way.They carry the top scoers.Carrying balances is an easy way to destroy credit.You don't want a low interest card. Why?This will only tempt you to carry balances.When you pay in full each month, you never pay interest.So let that interest (APR) be 99.9%. You'll never pay it.You only plan it to use in emergencies?You need to set up an emergency savings account for this. Not a credit card.Again, you need to use your card to develop credit.If you don't use it, the credit reports will show $0 balance no benefit.Use it for very small things, and pay in full, and get scoers that will amaze any future creditor
01/08/2014 21:42:50
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04/08/2014 03:09:59
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06/08/2014 00:19:23
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18/09/2020 10:47:49
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11/10/2020 16:44:05
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